If you have gotten behind on your bills and it seems hopeless that you will ever catch up, it is possible that you can face a wage garnishment. This is when one or more creditors take you to court over the debt that you are not paying. If they win a judgment against you, your… Read more »
Posts Categorized: Blog
How can I File for Bankruptcy when I cant pay my bills?
If you are struggling to pay your bills and are considering filing for bankruptcy, you may think that hiring an experienced Brooklyn bankruptcy attorney like Ursulova Law Offices is not even an option for you. However, if you file on your own and are not familiar with bankruptcy laws, you may face unintended consequences which… Read more »
How the Means Test Can Work For You
If you are considering bankruptcy, it can be an overwhelming experience. There are many laws and regulations that you have to understand in order to file it properly. In addition, you might want to know if you qualify and if it would be a good option for you in the first place. One way to… Read more »
Credit Counseling Requirements: NY Bankruptcy
If you are facing bankruptcy, it can be quite a challenge. After all, there are many hurdles that the government requires you to take before you can do it successfully. One thing you should know more about is credit counseling. Here is information on what it is, who needs to take it, and when you… Read more »
Filing for Bankruptcy Consequences
Due to the rising costs of living, increased medical expenses, and stagnated wages, many people today struggle with their personal finances. Because of this, many people end up finding themselves in a financial hole that is impossible to get out of. In some situations, the best option to consider would be to file for bankruptcy…. Read more »
Debts not Discharged in Bankruptcy
When you’re deciding whether bankruptcy is right for you, it’s important to understand that not all debts are discharged in bankruptcy. There are some types of debts that you can’t wipe clean in a bankruptcy proceeding. Here are the types of debts that are not discharged in bankruptcy: Child Support Child support is never dischargeable… Read more »
Battered by Wildfires and Scandals, PG&E Files for Bankruptcy
Battered by wildfires and scandals, PG&E files for bankruptcy Los Angeles Times California’s largest power company filed for bankruptcy protection for the second time in two decades on Tuesday, starting an unpredictable process. Read the full story If you or your company is considering bankruptcy protection, contact a Brighton Beach bankruptcy attorney at Ursulova Law Offices… Read more »
Credit Card Debt-Settlement Services: Risky & Affect Credit Score
Credit Card Debt-Settlement Services are risky and could affect your credit score. New York Post Card settlement services are “risky,” according to the Center for Responsible Lending, and could have a “devastating effect” on your credit score. Read the full story If you are concerned about how credit card debt settlement may affect you, contact… Read more »
How to Rebuild your Credit after Bankruptcy
Once your bankruptcy has been processed, you’re ready to begin a fresh start. One of the most important things to remember is that the bankruptcy will remain on your credit profile for seven to ten years. While that means you won’t be able to qualify for credit for up to a decade, it also gives… Read more »
Do I Need Debt Relief or Bankruptcy?
Bankruptcy and debt relief are two of the most popular ways to manage debt. Consolidation proponents often promote it as a way to protect your credit rating and save money by combining monthly debts into one easy-to-manage payment, while a Brooklyn bankruptcy attorney may recommend it for a fresh financial start. Here, you’ll learn how… Read more »
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