If you have gotten behind on your bills and it seems hopeless that you will ever catch up, it is possible that you can face a wage garnishment. This is when one or more creditors take you to court over the debt that you are not paying. If they win a judgment against you, your employer will be forced to take a certain amount of money from your paycheck that the courts will give to your creditors. If this is happening to you or you suspect that it is about to happen, then you should contact a Brighton Beach bankruptcy attorney. The following are a few things you should know.
The wage garnishment will be paused
If you have already been served a notice to appear in court, you need only give this paperwork to a Brighton Beach bankruptcy lawyer. They will be able to take action to stop the wage garnishment. However, it should be noted that this may only be temporary because you will have to qualify for a bankruptcy. If you do qualify and proceed with bankruptcy, then there will be no attachment to your wages.
All collection calls will end
Having a bankruptcy lawyer in Brooklyn means that you no longer have to speak to bill collectors. All inquiries will be made through your lawyer. This alone will provide you will relief from the stress you have likely felt from your inability to pay your debt.
