Monthly Archives: May 2019

While it is not absolutely necessary to have an attorney when filing for bankruptcy protection, it is never advisable to forego legal representation. Surprises can happen when the magistrate begins discussing the case. Qualifying exemptions can be complicated, and even qualifying for a Chapter 7 bankruptcy petition can be difficult. And, no one filing bankruptcy… Read more »

Keeping a home when filing bankruptcy is often a primary reason for bankruptcy protection when other debts are making it difficult to maintain the home mortgage. Home owners who are still current on their homes can often keep the dwelling and discharge other debts in the process when conditions are right. In addition to having… Read more »

Filing for Chapter 13 bankruptcy can be a confusing process for the novice petitioner. A major component of filing means getting prepared before even beginning the process of filling out documents for submission to the court. Documentation supporting income claims and outstanding debt must be compiled even before the means test can be applied, as… Read more »

The expense of hiring an attorney to assist in a bankruptcy proceeding is often perceived by the potential filer as an unnecessary added cost, but the truth is that having an attorney often saves more money than it costs. It is an investment in the future more than an added expense at the time of… Read more »