How the Means Test Can Work For You

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If you are considering bankruptcy, it can be an overwhelming experience. There are many laws and regulations that you have to understand in order to file it properly. In addition, you might want to know if you qualify and if it would be a good option for you in the first place. One way to… Read more »

Credit Counseling Requirements: NY Bankruptcy

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If you are facing bankruptcy, it can be quite a challenge. After all, there are many hurdles that the government requires you to take before you can do it successfully. One thing you should know more about is credit counseling. Here is information on what it is, who needs to take it, and when you… Read more »

Filing for Bankruptcy Consequences

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Due to the rising costs of living, increased medical expenses, and stagnated wages, many people today struggle with their personal finances. Because of this, many people end up finding themselves in a financial hole that is impossible to get out of. In some situations, the best option to consider would be to file for bankruptcy…. Read more »

Debts not Discharged in Bankruptcy

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When you’re deciding whether bankruptcy is right for you, it’s important to understand that not all debts are discharged in bankruptcy. There are some types of debts that you can’t wipe clean in a bankruptcy proceeding. Here are the types of debts that are not discharged in bankruptcy: Child Support Child support is never dischargeable… Read more »

Battered by Wildfires and Scandals, PG&E Files for Bankruptcy

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Battered by wildfires and scandals, PG&E files for bankruptcy Los Angeles Times California’s largest power company filed for bankruptcy protection for the second time in two decades on Tuesday, starting an unpredictable process. Read the full story If you or your company is considering bankruptcy protection, contact a Brighton Beach bankruptcy attorney at Ursulova Law Offices… Read more »

Credit Card Debt-Settlement Services: Risky & Affect Credit Score

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Credit Card Debt-Settlement Services are risky and could affect your credit score. New York Post Card settlement services are “risky,” according to the Center for Responsible Lending, and could have a “devastating effect” on your credit score. Read the full story If you are concerned about how credit card debt settlement may affect you, contact… Read more »