What happens to my assets during bankruptcy?

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property assets

Ursulova Law Offices are bankruptcy attorneys Brighton Beach who can assist you if you find yourself filing for bankruptcy. You are probably curious about what will happen to your assets during this time? Will you be able to keep them? Will you have to give up your home and car? There is no need to worry… Read more »

Medical Debt and Bankruptcy

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medical debt

Two types of consumer bankruptcy can help you eliminate or discharge most of the medical debts you have. Essentially, medical bills are considered unsecured debt, which Chapter 7 can help get rid of and all other unsecured debt, including credit cards. Chapter 13 is more like reorganizing your debt, and by the time you are… Read more »

Debt Management Plan – When to Look at Bankruptcy

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debt management plan

Getting into debt is a lot easier than working on getting out of it. There are several ways to get out of debt, including working on a tight budget yourself, signing up for a debt management program, or other budget planning programs. However, sometimes the debt is severe enough to where a debt management plan… Read more »

Wage Garnishment – What are Your Rights?

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wage garnishment

When can wage garnishment come into play? Wage garnishment is a court judgment that mandates the resolving of debt by taking a portion of your income. A court orders that a person’s employer withhold a specific part of your paycheck. Then, this portion of the paycheck will be sent to the person or creditor to… Read more »

Getting Married during Bankruptcy

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getting engaged

Life happens so fast, and sometimes you find yourself needing to file bankruptcy at the same time you become engaged. But, of course, the biggest question newly engaged people have when filing bankruptcy is, “Will my bankruptcy affect my future spouse?” The bankruptcy attorneys at Ursulova Law Offices understand this is both an exciting time… Read more »

Going Through a Divorce during Bankruptcy

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bankruptcy and divorce

If divorce is number two on the top ten stressors a person can go through, bankruptcy isn’t far behind. When the two go hand in hand, you have double the stressors.  However, sometimes couples believe the best way to get a fresh start following divorce is with bankruptcy. If you are going through a divorce… Read more »

How Do I Stop Debt Collector Harassment?

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debt collector harassment

It is legal for debt collectors to attempt collection and verification of debt persistently. However, harassment from debt collectors is illegal, according to the Federal Trade Commission (FTC). You are protected under the Fair Debt Collection Practices Act (FDCPA) and should contact a Brighton Beach Bankruptcy Law Firm such as Ursulova Law Offices. It is… Read more »

What Can and Should I Do if Creditors Keep on Calling Me after I filed for Bankruptcy?

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creditor keep on calling

Regardless of whether you filed a Chapter 7 or Chapter 13 case, the Bankruptcy Code has obvious (and strict) limitations on the dos and don’ts of creditors after your bankruptcy filing. The primary aim is that once the court receives your petition, your creditors shouldn’t attempt to discuss your debt. Retaining the services of Brooklyn… Read more »

Can Bankruptcy Improve Your Credit Score?

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credit score

Do your financial circumstances keep you awake at night? Do you think that bankruptcy may be your only solution to a problem that is too big for you to handle? The Ursulova Law Offices, a Bankruptcy Law firm in Brooklyn NY, have the answers you need to make the right decision about your financial future…. Read more »