I recently Filed Chapter 13 Bankruptcy: Can I File Again?

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chapter 13

You work hard and play by the rules. But unfortunately, life does not always reward you with unending success and prosperity. The unexpected interfere with the best-laid plans. If you lost your job, fell ill, or had to take a loved one in, the strain on your finances may be too much to bear. Strive… Read more »

What Is A Bankruptcy Petition?

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filing bankruptcy

Are you considering filing for bankruptcy? If you’re drowning in debt, then it’s best to familiarize yourself with the bankruptcy process as well as the forms you need to file. Once you gather your debts, you need to contact a Brooklyn bankruptcy attorney to help you with the paperwork. Though some people try to file… Read more »

Can Holiday Debt be included into my Bankruptcy?

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holiday shopping

Are You Having Troubles Making Ends Meet? Be Careful How You Use Your Credit Cards!  People may have financial difficulties at this time, but the holiday season is upon us. Sometimes, they believe that they can make their holidays happy by applying for a new credit card just to purchase Christmas gifts. This wouldn’t be… Read more »

How to Avoid Pre-Bankruptcy Holiday Mistakes

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Spending low, especially during the holidays, is a struggle that most people try to defeat, but they fail. For an individual that has had a bad financial year, the holiday deals on various items can be hard to resist. Even with an already struggling bank account and credit record, most people will overuse their credit… Read more »

Thanksgiving and Bankruptcy: 6 Things to Be Thankful For

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thankful

Bankruptcy is a term that often has a negative connotation. Losing everything to a bankruptcy is a worst-case scenario. However, bankruptcies are actually helpful tools in the legal world. Take a look at the top 6 things to be thankful for when you declare bankruptcy with Brooklyn bankruptcy lawyers.  Relieving the Bank Account From Garnishment… Read more »

Will Bankruptcy Affect Any of Your Social Security Benefits?

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social security benefits

If you think you’re going to need the services of a bankruptcy attorney in Brooklyn and you receive social security benefits, you may be worried about losing that income. While that’s a common concern, it’s no reason to avoid seeking the financial relief that filing for bankruptcy can provide. This overview will help you understand… Read more »

Should I File Chapter 7 or Chapter 13 bankruptcy?

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A range of factors in your life can lead to debt that you cannot repay. If you have come to the point at which it is impossible to service your monthly bills, then you should consider declaring bankruptcy. Doing so gives you legal protection against your creditors. It can give you a fresh start in… Read more »

What Does Life Look Like After Bankruptcy?

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credit card

After filing for bankruptcy, your bankruptcy attorney Brighton Beach will make sure that you can do the following:  Remove the Weight that You Have Been Carrying on Your Shoulders.  While you were constantly worried about how you were going to pay your bills, your body was experiencing stress that was harming it. You would have… Read more »

Student Loan Debt and Bankruptcy

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Student loan debt

What Is the Undue Hardship Exception?  You may be able to have your student loan debt discharged in bankruptcy. If you can demonstrate that paying these loans would create an undue hardship, they may be discharged in chapter 7 or chapter 13 bankruptcy. The courts do not ordinarily discharge these debts, but if you can… Read more »