Knowing When to File

file for bankruptcyIf you are considering filing for bankruptcy, you are not alone. There are many reasons that people file for bankruptcy such as being unemployed, getting a divorce, or being unable to work due to a medical condition. If you are experiencing financial difficulties that are affecting your life, contacting a Brooklyn bankruptcy lawyer can help.

The first step in the process is to find out if your debt meets the criteria for claiming bankruptcy. It is important to consult with a bankruptcy lawyer in Brooklyn who will assess your liabilities to see if you qualify. Most consumer debts, medical bills, bank loans, and personal debts are eligible to be written off in a bankruptcy case. However, not all debts qualify such as federal student loans or other government debts. You need guidance from an experienced bankruptcy attorney to explore your legal options.

If you do qualify to file for bankruptcy, your attorney will advise you on the best time to file. If you have recently made a big-ticket purchase or have made excess charges to your credit card, it may not be the best time to file. If you expect a windfall such as an inheritance, the judge may deny your bankruptcy claim. On the other hand, if you have creditors who are ready to sue you and your house is being foreclosed on, then filing now may be the best option.

Do not go through this challenging process alone – the bankruptcy lawyers in Brooklyn NY are on your side. Your attorney will help you fill out the extensive paperwork required and will file it with the court. Once it is filed, the law office will stop creditors from harassing you and will represent you at any hearings. Your legal representation will handle any delays in the process, so you can focus on getting your financial life back on track. Call Ursulova Law Offices today for representation today!


Ursulova Law offices, P.C.

Contact Ursulova Law Offices, P.C. to find out how our NY Bankruptcy Attorneys can help you today. Our offices are located in New York, Brighton Beach, Brooklyn and Garden City.


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