What if I can’t Afford a Bankruptcy Attorney?

Bankruptcy can be a necessary step for getting back on your feet. Unfortunately, there are costs associated with declaring bankruptcy and you may not be able to afford a lawyer. While going with a traditional attorney is usually the best way to get through the process in an efficient manner, there are other options.

Technically, you do not have to have an attorney to declare bankruptcy. You can represent yourself as a pro se debtor, though doing so is incredibly difficult. If you have any other options at all, they’re better than trying to do all the heavy lifting on your own.

In some cases, you may be able to negotiate a reduced fee with an attorney. This depends entirely on the lawyer. If negotiating a lower fee doesn’t work, you may also be able to have your payments lumped in with your Chapter 13 repayment plan. This will allow you to pay over time and generally help you to stretch the money you already have.

It’s also important to remember that there are legal resources for those who need help but who can’t afford it. You can, for example, turn to a local legal aid office to find an attorney who might be willing to represent you for a very small fee. In some cases, you may even find the help of an attorney who is willing to represent you pro bono – that is, for free.

Contact a Brooklyn Bankruptcy Lawyer

Don’t let a lack of funds stop you from declaring bankruptcy. Having the help of a good Brooklyn bankruptcy lawyer may seem like it’s out of reach, but it will help you to reach your goals much more quickly.

Try to look at all of the resources out there and never be afraid to contact a Brooklyn bankruptcy attorney at Ursulova Law Offices to see if they are willing to help. Once you’re able to start the process of filing, you’ll find that you’ll have a little more room to breathe and may be able to do more financially than you had ever thought possible.

Let us do the heavy lifting and negotiations to help you get your life back. Contact us today to discuss your options.