Christmas Leave You Bankrupt? How a Lawyer Can Help

christmas bankruptcyChristmas is often a time of stress. Trying to buy the perfect gifts for loved ones can lead to overspending. And as the New Year rolls around, you might find yourself drowning in a pool of debt.

If filing bankruptcy is on your mind, Brooklyn NY bankruptcy attorneys at Ursulova Law Offices can help. As an individual, you’re not required to hire a lawyer when filing for bankruptcy. But the process is complicated, and it’s important to make sure everything is done correctly.

Why take the risk of making a serious mistake? Having a lawyer by your side makes the bankruptcy process much easier.

How a Lawyer Can Help
An attorney can tell you which type of bankruptcy is best for your situation. You’ll have to choose between Chapter 7 and Chapter 13, based on your financial situation. Your attorney will also explain which of your debts you can include in your filing.

Some debts aren’t allowed, and it’s important to know which debts you’ll still owe. Generally, bankruptcy doesn’t erase debts such as back taxes, child support, and student loans.

A good attorney will make sure you have all of the correct paperwork. You’ll need to present several documents to the bankruptcy court. You may have to present:
1. The last 2-years of your tax returns
2. At least 6 months of bank statements and payment stubs
3. Any statements associated with investments and retirement funds
4. Information regarding any mortgage or car loan

Finding a Bankruptcy Lawyer
It’s best to find an experienced attorney who specializes in bankruptcy cases. With an experienced attorney by your side, you’re unlikely to experience any problems in court. The Brooklyn NY bankruptcy attorneys at Ursulova Law Offices are ready to help.

Contact the Ursulova Law Offices for a free consultation. An attorney will discuss your situation, help you decide which bankruptcy option is best, and then discuss the best way forward.

Ursulova Law offices, P.C.

Contact Ursulova Law Offices, P.C. to find out how our NY Bankruptcy Attorneys can help you today. Our offices are located in New York, Brighton Beach, Brooklyn and Garden City.


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